Personal
Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
| Term | Minimum to Open | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3 Month | $1,000 | 1.55% | 1.56% |
| 6 Month | $1,000 | 3.60% | 3.65% |
| 12 Month | $1,000 | 3.50% | 3.55% |
| 18 Month | $1,000 | 3.25% | 3.29% |
| 24 Month | $1,000 | 3.25% | 3.29% |
| 30 Month | $1,000 | 3.20% | 3.24% |
| 36 Month | $1,000 | 3.20% | 3.24% |
| 48 Month | $1,000 | 3.20% | 3.24% |
| 60 Month | $1,000 | 3.20% | 3.24% |
Term
3 Month
$1,000
6 Month
$1,000
12 Month
$1,000
18 Month
$1,000
24 Month
$1,000
30 Month
$1,000
36 Month
$1,000
48 Month
$1,000
60 Month
$1,000
Minimum to Open
3 Month
1.55%
6 Month
3.60%
12 Month
3.50%
18 Month
3.25%
24 Month
3.25%
30 Month
3.20%
36 Month
3.20%
48 Month
3.20%
60 Month
3.20%
Interest Rate
3 Month
1.56%
6 Month
3.65%
12 Month
3.55%
18 Month
3.29%
24 Month
3.29%
30 Month
3.24%
36 Month
3.24%
48 Month
3.24%
60 Month
3.24%
The above CD’s are also available as IRA’s. Penalty for early withdrawal may apply. Please contact us about opening a certificate of deposit today! Rates are effective as of February 3, 2026. Fees may reduce the earnings on your account.
Demand Deposit Accounts
| Description | Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| NOW Checking | $1,000 | 0.35% | 0.35% |
| Money Market | $1,000 | 0.50% | 0.50% |
| Savings | $100 | 0.60% | 0.60% |
Description
NOW Checking
$1,000
Money Market
$1,000
Savings
$100
Amount
NOW Checking
0.35%
Money Market
0.50%
Savings
0.60%
Interest Rate
NOW Checking
0.35%
Money Market
0.50%
Savings
0.60%
Rates are effective as of July 14, 2023. Fees may reduce the earnings on your account.
